Checklist key interest rate change
Use our checklist to understand the impact of interest rate changes on your property and take the right measures.
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Checklist highlights:
- Comprehensive information: Get an overview of the effects of key interest rate changes on mortgages, real estate prices and your personal finances.
- Practical recommendations for action: Discover specific tips and strategies to optimize your property, reduce your financing costs and maintain the value of your property.
- Expert knowledge: Benefit from the know-how of experienced real estate experts.
Frequently asked questions:
What is the key interest rate and how does it affect the real estate market?
The key interest rate is the interest rate set by the Swiss National Bank (SNB). It serves as the basis for all other interest rates in the country, including mortgage rates. The key interest rate can have an impact on the real estate market by influencing demand for real estate and prices.
What impact will a change in the prime rate have on my mortgage?
If you have a variable rate mortgage, your interest rate will change with each adjustment to the prime rate. This means that your monthly installments can rise or fall depending on the direction of the prime rate change.